Amy Valdivia, CDLP®
Certified Divorce Lending Professional
Divorce is overwhelming, especially when it involves your home and financial future. With over 35 years of experience in mortgage and finance, I specialize in helping divorcing homeowners navigate complex real estate and lending decisions. My goal is to provide clarity and confidence, ensuring you make informed choices that protect your financial well-being.
As a Director and Member of the Divorce Lending Association, I work closely with attorneys, financial planners, and mediators to align real estate and mortgage solutions with the legal and financial aspects of divorce. My expertise ensures that no detail is overlooked, so you can move forward with peace of mind.
I take a strategic yet compassionate approach, simplifying complex financial matters and offering clear options to help you avoid costly mistakes. More than just a lending professional, I’m a trusted advocate who genuinely cares about your future, helping you achieve financial stability and security.
Over 35 years experience working in the mortgage industry
Real Estate Mediation Specialist educator and trainer
Continuing Legal Education Instructor with multiple State Bar Associations
Expert Witness
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How I help you navigate divorce
A plan allows you to make informed decisions and walk away with peace of mind.
In the complex and emotionally charged landscape of divorce and real estate, my mortgage planning services are designed to provide a comprehensive, strategic solution tailored to your unique financial circumstances. Every case I handle is approached as a collaborative partnership, where your goals and future stability align with my expertise in divorce mortgage planning to create clear, informed, and empowering outcomes.
How My Process works
2019-01-01
Comprehensive Discovery & Analysis
Conduct a thorough needs assessment during the financial disclosure phase to identify the client’s goals and challenges. Develop a detailed Divorce Mortgage Planning and Real Property Report that equips the client and legal team with critical insights for informed decision-making.
2020-01-01
Tailored Planning & Solutions
Create strategic, executable mortgage and real estate solutions that support negotiation and settlement terms. Ensure that all proposed solutions are both legally sound and financially viable, eliminating the risk of unworkable settlement terms.
2021-01-01
Collaborative Strategy Development
Partner closely with the legal team to fully understand the client’s financial landscape and legal objectives. This ensures all mortgage planning strategies are aligned with legal requirements and the client’s financial readiness.
2019-01-01
Seamless Execution & Compliance
Implement the finalized mortgage strategy in alignment with the settlement agreement and court orders. Oversee the closing process to ensure all financial actions are completed accurately and efficiently, securing the client’s financial future.
Ready to Start A New Chapter?
If you're ready to take control of your financial future and want strategic mortgage solutions to support your divorce journey, let's take the next step together!